N NFRG Holdings LLC · SALT LAKE CITY
Holding Company · Est. Salt Lake City

Ownership,
properly held.

NFRG HOLDINGS LLC holds and administers interests in operating companies — bank, financial, insurance, and nonbank holding structures, and the corporate and headquarters offices that govern them. Capital at the top; discipline all the way down.

EXHIBIT A — CERTIFICATE OF HOLDINGREGISTERED

20Registered Functions
3Series of Holdings
1Governing Office
UTSalt Lake City
◆ The Holding Standard —

Structure first,
always.

A holding company earns its keep in the structure — clean ownership, clear reporting lines, capital allocated where it works. NFRG HOLDINGS LLC maintains holding structures across financial and nonfinancial sectors and staffs the corporate offices that govern them.

From our office at 3125 E Kennedy Drive in Salt Lake City, we keep the register: which entities are held, in what proportion, through which offices, and under whose authority. Nothing informal, nothing unrecorded.

  • Documented. Every interest entered on the register — no side arrangements, no verbal stakes.
  • Separated. Holding and operating functions kept distinct; risk stays where it belongs.
  • Accountable. Corporate offices exist to answer — reporting flows up, decisions are signed.
EXHIBIT B — REGISTER EXTRACT

Enter it
on the register.

Corporate inquiries: chen.lin@nfrgho.shop · +1 (530) 298-2753.

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